Episode 205: Kumiko Love

 

 

I am happy to welcome Kumiko Love to the table. She is an Accredited Financial Counselor® and also created of The Budget Mom™ As a single mom, she had to find a way out of debt and a way to create the type of life she wanted to provide for herself and her son. In doing so she created a unique, practical and dare I say fun budgeting method that has helped thousands of women take control of their finances. 

We have a really great conversation where we talk about how she got out of debt, common bad spending habits, and what emotional spending looks like. We also talk about her budget method, where to start and how to stay motivated. If you are like me, taking control of the finances is a goal this year so this episode was so helpful. I think you are really gonna enjoy it.  

 
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Freebies:

NEW:

  • Patreon for Surviving Sarah - this is a great way to financially support the show and in return you will receive some amazing bonus content

Links mentioned:

Survival Kit:

  • Running shoes 

  • Books

  • Budget by Paycheck Workbook

  • Midliner Highighters

  • Her son

Takeaways:

  • "Sometimes we compensate for the mom guilt that we feel by spending money. We want to feel better and a lot of times we resort to shopping because it makes us feel good.”

  • “True happiness is not created from spending money.”

  • “A financial journey is also as much of a self-discovery journey.”

  • “Its very important that you spend your money how YOU want to."

  • Common bad spending habits:

    • grocery shopping (buying whats not on your list)

    • what we knew from our childhood - “A lot moments in the past trigger a lot of spending habits we have in the future.”

    • emotional spending

  • “Your way that works for you is the right way for you.”

  • “Awareness is key to financial success."

Discussion Questions:

  • Sarah and Miko talked about how comparison is often a trigger for them to spend emotionally. Do you relate to that? What are some of your spending triggers?

  • How do you manage those feelings when they come up?

  • What are things that make you happy that don’t cost money?

  • What is your motivation or purpose for being financially healthy? Why do you find yourself spending money?

  • What financial traps do you fall into?

  • What is one thing you can do today to take control of your money and spending?

(Amazon affiliate links used when possible--purchasing through these links is an easy way to support the show. Or shop using www.SurvivingSarah.com/amazon and a portion of the what you buy will go back to the show.)

Connect with Kumiko:  Instagram // Website // Facebook // Pinterest // YouTube // twitter

What did you enjoy about this episode? What was your takeaway. Let's continue the conversation on Instagram or Twitter.

Thank you for following along life with me. I love being apart of your day. And as always, I hope this show helps you survive a little easier.

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